Editorial Team
Who Reviews Our Content
Every comparison, recommendation, and rate on FloodInsuranceGuide.us is reviewed by licensed professionals or certified industry experts. We don't publish content from anonymous writers — and we don't hide who's behind our recommendations.
Sarah Mitchell
Sarah has 14 years of experience as a licensed Property & Casualty insurance agent, having written over 8,000 personal auto, home, and umbrella policies. She specializes in helping consumers compare coverage across major insurers and understand state-specific requirements. Before joining our editorial team, she worked as an independent agent in Florida and Texas.
David Chen
David is a Certified Financial Planner with 11 years of experience advising clients on insurance planning as part of comprehensive financial strategy. He holds the CFP® designation from the CFP Board and specializes in helping middle-income families balance insurance coverage with retirement and investment goals.
Our Editorial Standards
- → Every page is reviewed by a credentialed expert. Our reviewers are licensed insurance agents, CFP® designees, or certified industry analysts.
- → Rates and prices are verified against primary sources. We don't republish numbers without checking state insurance department filings, official rate cards, or verified market data.
- → Affiliate links never override editorial judgment. Companies that pay us referral fees are not ranked higher than competitors that don't. We disclose all affiliate relationships on our About page.
- → Content is refreshed at minimum every 90 days. Rate-sensitive pages (insurance premiums, betting bonuses, app fees) are reviewed monthly.
- → Corrections are published transparently. If we make a factual error, we update the page and note the correction in the page footer.